To qualify for our loan program, borrower MUST agree to the terms and conditions stated below.

1. All applicants MUST be 18 years and above.

2. Borrower MUST be a citizen or holds permanent residency of the country they reside.

3. There are no late payment charges, pre-payment penalties.

4. Our interest rate is 6% per annum depending on the type of loan applying for.

5. For collateral loans; document of properties must be provided.

6. There are no tax, insurance, transfer/wire charges paid before approval of loan funds.

7. Processing/Closing takes 4-7 days (Including Weekends and Holidays). On Successful submission of application, we will work to accommodate a quicker closing if necessary.

8. Before disbursement of loan funds, there is a one-time loan origination/closing fee ranging from 0.5% to 7% of loan amount.

9. The minimum and maximum duration of the loan repayment term is 1year to 35 years respectively.

10. Our minimum lending amount is: $50,000 while maximum amount is $50,000,000 for individual, $100,000,000 for businesses and $500,000,000 for organizations (subject to review depending on loan type & project).

11. As a nonappearance loan (no physical appearance in our office), there will be documentations for record purpose and the loan processing stages includes.

Our minimum lending amount is: $50,000 while maximum amount is $50,000,000 for individual, $100,000,000 for businesses and $500,000,000 for organizations (subject to review depending on loan type & project).

Using Horizon Lending Corporation to check your rates doesn’t affect your credit score. Here’s how it works: Horizon Lending Corporation's prequalification process uses a soft credit inquiry that you having to apply for a loan.

You'll be asked to authorize a hard credit inquiry when you apply for the loan. A hard inquiry can impact your credit score by two to nine points, but typically by no more than five.

We offer an autopay discount if you authorize your monthly loan payments to be directly withdrawn from your bank account.

Qualifying for the lowest rates offered by HLC is dependent on your online application, credit approval and score, loan terms, and other factors.

Once you’ve completed the loan application process, it will take 4 to 7 days (including weekends and Holidays) for funding.

Yes. In fact, personal loans offer many debt consolidation benefits.

Many credit cards also carry variable rates, which can cause the amount you pay in interest to fluctuate as rates change.

You’re typically not limited in how you can use your personal loan funds. Personal loans can be used to pay down high-interest credit card debt, meet unexpected needs like medical bills, take care of a major purchase like a new refrigerator, or fund home improvement projects. However, we do not provide loans for specific purposes